November 20, 2024
Maintaining a well-kept roof is essential not only for home safety but also for securing reliable insurance coverage. Insurance companies assess roof condition carefully, as certain roof issues—such as aging materials, storm damage, or poor ventilation—can increase the risk of claims, ultimately impacting coverage eligibility. In some cases, insurers may even raise premiums, deny claims, or cancel policies if a roof’s condition is deemed too high-risk.